No real estate jargon. Here's exactly what each column means — in plain English.
What the buyer is offering to pay for your home.
The conditions attached — these define your risk and flexibility.
How the buyer is paying — this determines how likely the deal is to close.
Exit clauses the buyer can use to back out or renegotiate.
See how each offer stacks up where it matters most — your bottom line
Price: $555,000
Net to Seller: $293,115
Financing: Cash
Down Payment: 100%
Earnest Money: $6,000
Inspection: 8 Days
Closing Date: 7/14/2026
Seller Paid Closing Costs: $0
Buyer Agent Commission: 2.7%
-The agent noted that the proof of funds letter only states $500,000. He has indicated to me that he has done business with the family before and it sounds like they are well funded. We will need to get proof of that from them.
-Overall it is a well written offer and the agent has presented it very professionally. The agent did about $4.6 million in volume last year, but has had years where he has down over $10 million.
-I would like to see a shorter inspection contingency, but I do believe that is something we could negotiate down to a tighter timeline. She is not contingent on the sale of another property which is great as well.
Price: $560,000
Net to Seller: $302,820
Financing: Conventional
Down Payment: 20%
Earnest Money: $10,000
Inspection: Waived
Closing Date: 7/6/2026
Seller Paid Closing Costs: $0
Written Statement: 7/2/2026
Buyer Agent Commission: 2.7%
Other:
-The buyer has agreed to cover any appraisal difference of up to $20,000.
-The buyer has included an escalation clause in their offer. They have agreed to offer $5,000 higher than the highest offer up to $580,000.
-Pre-approved through Bell Bank. The loan officer believes they have a chance at a waiver that the buyer is good with using if that is the case. Obviously no guarantee that they will be able to obtain it.
-The buyer's really like the home and were blown away by it when they came through the open house.
-The terms they have provided are very solid. This is well written and great terms for the seller.
350 Arcwood Rd, Mahtomedi, MN